3 Areas of Your Budget You Might Be Able to Cut to Help You Save Money

If you do not consider yourself a good money manager, you may want to seek some professional help for your budget. A budget is an important part of money management for several reasons, yet many people do not have one. If it seems like you spend too much money and do not have enough to save any each month, you should visit a financial planner to help you create a budget and find ways to reduce your monthly expenses. Read More 

Expanding Your Small Retail Business To The Web? What Should You Know About Taxes?

If you own a retail business and frequently get calls or emails inquiring about buying your products online, you may wonder whether it's worthwhile to expand your presence. However, doing so could have tax and administrative complications if you take orders from out-of-state customers, so it's important to know exactly how (differently) these sales are processed, especially after a number of recent court decisions have attempted to crack down on online retailers' failure to collect state sales taxes for out-of-state buyers. Read More 

Financial Planning For College

Going to college is a very exciting and challenging time. There are those students that have things paid for by parents, and that is fine. However, there are also those that move out of mom and dad's home and are on their own. For these type of students you may be in for a difficult challenge, but do not ever think that it is too difficult. You may have to get a part time job and go to school at the same time, but you are going to learn many life lessons that will serve you for the rest of you life. Read More 

Trump’s Towering Effect On Estate Planning

In 2017, Donald Trump will be sworn in as the 45th President of the United States. And with his presidency is certain to come major changes that could affect your estate planning. Trump, for example, made it very clear during his presidential campaign that he would repeal the so-called "death tax." Trump also talked about making other changes that could, for example, change the way capital gains are taxed. And because the Republican majority in the Senate also tend to favor these actions, it's very possible that many of these changes could actually occur. Read More 

Is Now The Time To Diversify Your Investments Into Foreign Currencies?

"As January goes, so does the year" -- at least when it comes to investing in the stock market. With global turmoil causing U.S. markets to drop sharply during the first trading week of the year, you may be wondering whether it's a good time to pick up bargains or whether you should keep your powder dry in anticipation of a more significant correction. However, if you've never invested in foreign currencies before (or if your exposure to foreign stocks is fairly limited), now may be the perfect opportunity to take advantage of some depressed foreign currencies. Read More